Rosa was born and raised in New York and brought her passion, hard work, and tenacity to Southern California. She has been a licensed real estate agent since 2002 and prides herself on work of integrity and unique relationships. Rosa loves helping families achieve their real estate needs, whether that is through buying or selling; Rosa truly enjoys assisting her clients in the decision-making process. She pours her passion into her work by guiding them through the very complexities of the transaction, while always keeping herself available, making their experience as seamless as possible.
One of the unique characteristics that shape Rosa’s personality is that she comes from the point of genuinely caring not only for real estate transactions but also for her clients’ well-being. Whether a client is looking to sell, buy their very first home, or even invest and flip a property into something unique of their own, Rosa prioritizes making the process joyful, efficient, and informative all at the same time.
Being Bilingual helps Rosa connect with a diversity of people. With a Bachelor’s Degree in Criminal Justice and a minor in Psychology, Rosa knows how to maintain relationships with her clients far beyond the transaction. She is always there to make sure her clients have peace of mind – from any after-sale inquiries to what vendors to hire for a home project or even advice for their next real estate transaction. In her free time, Rosa loves to travel and experience new cultures, languages, and cuisine. She is a fantastic cook, devoted mother, and wife. Rosa brings the utmost knowledge, compassion, and infectious energy wherever she goes!
Rosa has been a Real Estate agent since 2002. She has done commercial as well as residential Real Estate and some business opportunity. Mainly a listing agent, Rosa can very easily represent a buyer and negotiate the best terms and price for them.
There are wide array of benefits for buying real property. From social to economic, and even political, benefits of owning real property can't be easily counted. Real property offers an anchorage to family geographic zoning. Owners enjoy the benefits of forming closer connections with their community, through local businesses, schools, worship places and neighbors.
As always, economic benefit is a good starting point. Did you know that by paying $900/month rent you are throwing away $54,000? Yes, rent is a waste of money. Rent can't be even claimed in tax returns. In contrast, monthly payments towards mortgage payment plan will expand homeowners' wealth as equity is created. Moreover, buying a real property increases credit rating through regular payment history and location security. Even more, real property buyers can claim interest in their yearly tax returns (consult a tax expert for more details).
On the political level, homeowners exercise more influence on political decision makers. Because most county and state profits are based on real property taxes, politicians answer demands of property owners before renters (who are usually relocating). For example, when the financial crisis struck the U.S. markets in middle of 2007, the federal government quickly enacted laws to protect property owners. The same issue played a crucial role in 2008 Presidential elections.
In addition to economic and political benefits, real property buyers enjoy better social standings. Because property owners are more constraint to move, they form social networks with their local community. Neighbors invite each other for birthdays and other events. Housewives form local groups to help raise the children of the community. Even in safety, most communities utilize local neighborhood watches to keep crime level at a low level.
Finally, by buying a real property, individuals achieve the American Dream. Thanks to the U.S. government system, ownership rights are at the foundational core of the United States. A sense of accomplishment and satisfaction beholds property owners as they are free to express themselves within their own castles. Buying real property is as simple as desires of potential buyers.This information is an estimate and for research purposes only. The estimate is based on prevailing rates typical in the industry and your own input concerning salary and assets, which JohnHart has no way of verifying. The estimate does not purport to include every potential expense involved in purchasing a home (including but not limited to taxes and HOA fees) which can vary widely by property and location. Neither JohnHart nor any of its affiliates make any warranties or guarantees in any way about the likelihood of obtaining a loan for a house and on what terms (if at all) a prospective buyer may be able to obtain a loan. Prospective buyers must consult a lender for qualification and for terms of qualification according to a buyer’s financial situation at the time and the property sought. This information only represents an estimate based on average financial terms prevailing at the time and may be different from what you see from a lender depending on, amongst other things, your individual financial situation and time period during which you seek a loan.